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Q. What is the minimum down payment required to purchase a house in Ontario? A. The simple answer is that the minimum down payment is 5% in Ontario. However, the rules have changed as of February 15, 2016. If the house price is $500,000 or less, the minimum down payment will remain at 5%.  For houses...

Did you know most home insurance policies have limits on certain items? Examples of some of these limited items are jewellery, bikes, computers, collectables and other property.  A good broker will go through this with you, to make sure you don`t have more than those limits allow.  If you do, these limits can typically be increased to...

One of the most frequent questions that I receive relates to budgeting for a new website.  Clients are astounded at the range of quotes that they receive from design firms and it's no surprise! Website design is not a regulated field, meaning that we don't have set fees that we have to charge, with minimums...

After the holiday bells come the holiday bills… and an opportunity to ponder that age-old question: can you buy happiness? As luck would have it, researchers have been studying that very thing. Family reunions, travel, parties, gifts… The holidays warm our hearts – but there’s a price to pay! Take a look:

Selling a home takes preparation, organization and professional marketing. This section will walk you through all the things you need to know to be fully prepared to sell your property, from understanding the housing market to choosing a real estate agent that will handle your home listing.

Selecting...

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In this Webinar Series, learn how to generate leads with webinars and how to turn those leads into closed sales Join this live webinar series to learn: •    How to make webinars your...

Organic gardening techniques may help improve the health of your plants. Below are several ways to go organic in your garden, whether you have a large garden plot or plants in containers. Forward this information on to your family and friends that have a “green thumb.”

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Separating your must-have features from the ones you can live without

Just as you wouldn’t set out to buy the Thanksgiving Day groceries without a list, you shouldn’t start looking at houses before you know for sure what you want and need in a home.

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How supply and demand on the housing market impact your buying strategy

Think back to high school economics. Remember those lessons on the laws of supply and demand, and how you swore you’d never need to know that stuff in the real world? Well, if you’re looking to buy a house, it could...